Business Funding & Capital Advisory
Whether you've been denied or just need a smarter capital path — LendCraft matches your deal to the right lender and packages it so it actually gets approved. Complimentary advisory. We get paid when you close.
Start Your Capital Readiness Session →✦ No charge at any stage. We get paid when you get funded through a lending partner.
We work with business owners at different stages of their funding journey. Find your situation below.
Established business, revenue history, ready to move. You've hit the bank's limits or just want better terms than what they offered.
Banks said no without explaining why. Or your business credit doesn't exist yet. The gap between where you are and where lenders need you to be is fixable.
We don't sell loan products. We identify which program fits your deal, then package it for lenders who will actually approve it.
For payroll, inventory, marketing, cash flow, or short-term operational needs. Fastest path to funds in the business funding stack.
Finance or lease equipment without tying up working capital. Equipment serves as collateral — less pressure on personal credit.
On-demand access to capital when you need it. Draw, repay, repeat. Best for businesses with recurring seasonal or operational needs.
Repayment tied to business performance, not a fixed schedule. Accounts receivable funding and factoring included.
SBA 7(a), conventional, and combo structures for acquiring businesses or buying out partners. Deal structured around cash flow, not just collateral.
The benefits of SBA-style lending — lower equity injection, longer terms — with less paperwork and faster timelines than traditional SBA.
The pre-qualification takes 3 minutes and tells us what we need to start building your capital path. No credit pull at this stage. No commitment from you.
No credit pull. No obligation. Results in under 24 hours.
In GHL builder: drag a Form element into this column, or use Custom Code to embed your pre-qual form. Link it to your Capital Readiness Session pipeline in GHL.
✦ Advisory is complimentary at every stage. Subject to lender approval; terms vary.
Our lender network is broader than a bank's. Here's what the typical deal requires — and what it doesn't.
Most business owners who get denied were never shown what lenders actually look for. The denial wasn't about your business — it was about signals in your profile that triggered automatic disqualification.
The From Denied to Funded system explains exactly which signals caused the denial, what needs to be fixed, and in what order — so the next application succeeds.
The operating system for business owners who've been declined — and want to understand why, fix it, and fund it the right way.
Not a credit repair service. This is an educational system for business owners who want to understand the funding process and prepare their profile correctly.
Every deal is different. These illustrate the type of work we do — not a guarantee of your outcome.
Representative examples only. All financing subject to lender approval. Terms and outcomes vary by borrower profile and market conditions.
SBA 7(a) and conventional combo for a multi-location service business. Limited collateral — structured around cash flow and integration plan.
✓ Reduced equity injection by 22% vs. initial term sheet
Combined working capital line and equipment financing for a regional contractor. Previous bank declined due to seasonal revenue fluctuation.
✓ Funded in 4 business days — project started on time
Owner-occupied real estate refi combined with working capital line. Restructured debt service to free cash for expansion and hiring.
✓ Reduced total debt service — capital freed for growth
A direct application is one shot at one lender. We're a targeted placement into a curated network — packaged to win.
Most initial assessments completed within 24 hours. Working capital can fund in 24–72 hours from approval.
One pre-qualification reaches a network of lenders. We eliminate the guesswork of who will and won't approve your deal.
We translate your financials and story into underwriting language. A well-packaged deal gets read. An unpackaged one gets declined.
Advisory is complimentary. LendCraft is compensated through referral arrangements with lenders — disclosed before any referral is made.
Anything not covered here — ask in your pre-qualification notes or during the session.
Working capital: 24–72 hours from approval. Equipment and lines of credit: 3–7 days. Acquisitions and SBA alternatives: 3–8 weeks. All subject to lender approval and documentation.
The advisory and pre-qualification are complimentary. LendCraft is compensated through referral arrangements with licensed lending partners, disclosed before any referral is made. You pay us nothing directly.
Possibly. Some programs in our network consider scores as low as 580 with strong revenue. If your profile doesn't qualify for direct funding today, the From Denied to Funded system shows you the path to get there.
For the pre-qualification: none. For lender submission: typically 3–6 months of business bank statements, a government-issued ID, and basic business information. We'll tell you exactly what's needed for your specific deal type.
Varies by lender and product. We surface prepayment terms as part of the term sheet review — this is one of the negotiation points we watch closely on your behalf.
For most products, 6+ months in business with $10K+ monthly revenue is the minimum. If you're earlier stage, the From Denied to Funded system covers the fundability-building process for new entities.
Pre-qualify now, get your capital path within 24 hours, then a working session to map the route forward. No charge at any stage.
Start Your Capital Readiness Session →