Real Estate Funding That Closes...On Your Timeline

DSCR, Fix & Flip, Bridge, and Construction loans designed for investors and builders that need speed, certainty, and smart structure.

A diverse group of real estate investors reviewing blueprints in a modern office, with city skyline visible through large windows. The group includes men and women of different ages and backgrounds, all focused on a shared project.
A close-up of a handshake between a real estate loan officer and a client, with a contract and pen on the table. The background shows a bright, professional office environment, emphasizing trust and partnership.

Why LendCraft?

Discover our commitment to supporting your real estate ventures with expertise and flexibility. Our team brings decades of experience, ensuring you receive guidance tailored to your investment goals and project needs.

Who We Fund

We work with real estate investors, builders, and property owners who need reliable capital without bank delays or unnecessary friction.

We fund:

  • First-time and experienced investors

  • Fix & Flip projects

  • Long-term rental properties

  • Portfolio owners

  • Ground-up construction

  • Refinance and cash-out deals

Credit matters less than the deal itself.

Real Estate Loan Programs

DSCR Rental Loans

  • Finance rental properties based on property cash flow, not personal income.

  • Use: Long-term rentals, short-term rentals

  • Speed: 7 - 14 days

  • Loan Amounts: $75K - $2M+

Fix & Flip Loans

  • Purchase and rehab funding for residential and multifamily projects.

  • Use: Acquisition + renovation

  • Speed: 5 - 10 days

  • Loan Amounts: $100K - $2.5M

Bridge Loans

  • Short-term capital to acquire, stabilize, or reposition a property.

  • Use: Time sensitive deals

  • Speed: 3 - 7 days

  • Loan Amounts: $75K - $5M

Ground-Up Construction

  • Construction financing for residential and commercial projects.

  • Use: New builds

  • Speed: 10 - 21 days

  • Loan Amounts: $500K and up

Portfolio & Blanket Loans

  • Finance multiple properties under one loan structure.

  • Use: Investors scaling portfolios

  • Speed: 10-21 days

  • Loan amounts: $500K and up

What You Need to Qualify

Basic Requirements

  • Purchase contract or property details

  • Estimated value or ARV

  • Rent roll (for DSCR loans)

  • Exit strategy (flip, refi, hold)

Good to Know

  • Personal income often not required

  • Prior experience helps but it is not mandatory

  • Deal quality matters more than FICO score*

* FICO score is used to ascertain past red flags

How It Works

1

Submit Application

Submit basic deal information. No obligation.

2

Consult With a loan advisor

We review the deal and match it with lenders that fit the property and timeline.

3

Get Approved Fast

Receive a quick decision and clear terms so you can move forward with confidence.

4

Fund Your Project

Access your funds and start building, renovating, or investing in your next real estate opportunity.

Recent Funding Examples

Frequently Asked Questions

What types of real estate projects do you finance?

We finance residential, commercial, and mixed-use projects, including new construction, renovations, and acquisitions.

How quickly can I get approved?

Most applicants receive a decision within 48 hours after submitting all required documentation.

What are your minimum and maximum loan amounts?

Our loans typically range from $100,000 to $10 million, depending on project scope and borrower qualifications.

Do you work with first-time investors?

Yes, we support both experienced and first-time investors with tailored financing solutions.

Is there a prepayment penalty?

Many of our loan products have no prepayment penalties. Terms vary by product—please consult your specialist for details.

Have a Deal You Don't Want to Lose?

Contact us today to discuss your financing options and get funding fast...without bank friction.

Fill out the form to speak with one of our financing specialists and explore your options. We respond to all inquiries within one business day.

Get in Touch