Business Funding That Works for Real Businesses

Fast, flexible working capital, lines of credit, equipment financing, revenue-based financing, and SBA alternatives - built for owners who can't wait on bank timelines.

A confident business owner in a modern office, reviewing financial documents with a laptop open, sunlight streaming through large windows, professional attire, diverse team in background, 3:2 aspect ratio, vibrant and optimistic mood.

We help:

  • Growth-stage businesses

  • Startups with revenue

  • E-Commerce, retail, service, contractors, food service, mfg., and more

  • Companies denied by banks

  • Credit-challenged owners

Facing Financial Hurdles?

Overcome Common Business Challenges

  • Cash flow gaps slowing your growth
  • Unexpected expenses disrupting plans
  • Difficulty securing traditional financing
  • Opportunities missed due to limited capital

Our business loans are designed to address these obstacles, providing the financial support you need to move forward with confidence and seize new opportunities.

A small business storefront with a closed sign, owner looking concerned while reviewing bills, urban setting, muted colors, 3:2 aspect ratio, sense of urgency and challenge.

Business Loan Solutions Tailored to Your Needs

Working Capital Loans

  • Use for marketing, payroll, inventory, cashflow, or short-term needs.

  • Funding Speed: 24 - 72 hours

  • Amounts: $10K - $500K

Equipment Financing

  • Finance or lease equipment without tying up working capital.

  • Funding speed ; 3 - 10 days

  • Amount: Deoends on equipment purchase

Lines of Credit

  • On-demand access to cash whenever you need it.

  • Funding speed: 3 - 7 days

  • Amounts: $20K - $250K

Revenue-Based Funding

  • For business owners needing flexible repayment tied to business performance.

  • Accounts Receivable Funding

  • Accounts Receivable Factoring

  • Funding speed: 24 - 48 hours

  • Amounts: $5K - $250K

SBA Alternatives

  • Less paperwork, faster approvals, easier requirements

  • Funding speed: 3-6 weeks

  • Amounts: Up to $5 million

What You Need to Qualify

Minimum Requirements

  • 6+ months in business

  • $10K+ monthly revenue

  • Business bank account

  • SSN + EIN

What is Not Required

  • Perfect credit

  • Heavy collateral

  • Long financial statements

  • If your profile is fundability-weak, our 90-Day program fixes that.

Why LendCraft?

Fast Approvals

Get decisions quickly so you can act on opportunities without delay. Most decisions in 24-72 hours.

Lender Match

Not all lenders fit every business- we eliminate guesswork. One application, multiple offers

Competitive Rates

Access affordable financing with rates that help you maximize your return and minimize costs.

Expert Guidance

We increase approval odds by understanding your business and structuring your loan file so lenders say yes.

Recent Business Fundings

Frequently Asked Questions

What documents are required to apply?

Typically, you’ll need business financial statements, identification, and proof of business ownership. Our advisors will guide you through the exact requirements.

How quickly can I receive funds?

Most approved applicants receive funds within 2-5 business days, depending on the loan type and documentation provided.

Are there prepayment penalties?

No, our business loans have no prepayment penalties. You can pay off your loan early without extra fees.

Can startups apply for loans?

Yes, we offer solutions for startups and new businesses. Eligibility depends on your business plan and financial projections.

Ready for Funding That Works With Your Business... Not Against It?

Get fast approvals, flexible options, and a funding partner who actually helps you win.

A financial advisor consulting with a small business owner in a cozy office, both smiling, paperwork and coffee on the table, 1:1 aspect ratio, warm and approachable atmosphere.

Smart funding. Real support. Flexible solutions for every stage of your business — from startup to scale-up.

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