CAPITAL ADVISORY & COMMERCIAL LENDING

YOUR BANK SAID NO!

THE RIGHT LENDER HASN'T SEEN YOUR DEAL YET.

LendCraft structures your deal, packages it for underwriting, researches, and puts it in front of lenders who will actually fund it. Complimentary advisory. No cost to you.

$50M+

Capital raised across private transactions

30+

Years operating intech, finance, & real estate

$25K-$25M

Typical lending range we work on

The Capital Readiness Session

What's in your complimentary session

  • An analysis of your business' fundability score

  • Your 3 most fundable capital paths-ranked by speed, cost, & fit

  • A lender match preview if your business profile is ready to move forward now.

  • Honest feedback on what's holding you back — with specific steps to fix it

  • A clear read on where your deal stands today-and what lenders will actually see

WHY MOST DEALS DON'T GET FUNDED

THE PROBLEM ISN'T YOUR BUSINESS.

IT'S HOW YOUR LOAN REQUEST IS PRESENTED.

Banks reject deals they don't understand. Most business owners never find out why — or how to fix it.

🏦

Wrong Lender, Wrong Deal

Most applicants apply to the nearest bank. Banks have specific box criteria. If your deal doesn't fit that box exactly — they pass. Not because your business is broken, but because the match was wrong from the start

📋

Unpackaged Deals Lose

Lenders make decisions in minutes. If your financials, story, and structure aren't presented in underwriting language — they move on. A fundable business with a weak package gets declined every time.

Speed Kills Opportunities

Real estate deals expire. Working capital gaps compound. Acquisition windows close. Traditional bank timelines of 60–90 days don't match the speed that operators need to move.

WHO WE WORK WITH

Two types of operators. One advisory model.

Select the path that fits your situation.

Each leads to a dedicated advisory process built around your deal type.

SMALL BUSINESS

Business Owners Who Need Capital That Works With Them

Growth capital, working capital, acquisitions, equipment, and SBA alternatives.

COMMERCIAL REAL ESTATE INVESTORS

Investors & Builders Who Need Capital That Closes

DSCR, bridge, fix & flip, ground-up construction, and portfolio loans. For operators who need speed, structure, and a lender who knows the asset class.

  • Bank denied — need an alternative route

  • $10K–$5M funding range

  • Acquisitions, recaps, working capital, equipment

  • Credit-challenged or fundability-weak profile

  • Need funding in days, not months

  • $75K–$25M deal range

  • DSCR, bridge, fix & flip, construction

  • First-time syndicators and experienced portfolio operators

  • Personal income often not required

  • Term sheets reviewed and benchmarked

THE PROCESS

From first conversation to lender conversations

— in days, not months.

We move fast because we're already packaged for the lenders we work with.

No re-explaining your deal to multiple banks.

1
2
3

Capital Readiness Session

20 minutes. We review your deal, your goals, and your current profile. You leave with a clear picture of your funding options — whether we move forward together or not.

Deal Design & Packaging

We structure your capital stack, tighten the narrative, and build a lender-ready package. This is where most deals either get funded or get declined — and we've been on both sides of that table.

Lender Placement & Close

We engage a targeted group of lenders who fit your deal type. We manage term sheet comparisons, negotiate structure, and coordinate through closing. You focus on operations.

Most clients receive an initial assessment within 24 hours of their session. Subject to lender approval; terms vary.

Sal S. Benti

Sal S. Benti

LendCraft Capital Advisors LLC

WHY IT MATTERS WHO STRUCTURES YOUR DEAL

I've sat at the capital table on both sides. Most advisors haven't.

Over 30 years I've raised capital, structured deals, and helped build companies — including scaling one to $2 Billion in market cap. I've been the operator looking for capital, and I've been in rooms deciding whether deals got funded.

That experience is what I bring to every LendCraft client conversation. Not theory. Not a spreadsheet. An operator's lens on how your deal looks to a lender — and how to make it look better.

LendCraft is built around one conviction: the right deal, packaged the right way, gets funded. The wrong presentation of a good deal does not.

$50M+

Capital raised in private transactions

$2B

Market cap built across portfolio companies

30+

Years in technology, finance & real estate

REPRESENTATIVE RESULTS

What structured deals look like.

Every deal is unique. These examples illustrate the type of work we do

— not a guarantee of results.

Representative examples only. All financing subject to lender approval. Terms and outcomes vary.

Business Acquisition

$3.1M

SBA 7(a) and conventional combo for a multi-location service business acquisition with limited collateral. Structured around cash flow and integration plan.

✓ Reduced equity injection by 22% vs. initial term

MULTIFAMILY BRIDGE-TO-PERM

$8.2M

Bridge-to-permanent for a 92-unit multifamily repositioning. First-time syndicator with strong operating partner. Mandate to signed term sheet: 11 days.

✓ Improved leverage by 7% over initial lender quote

Medical practice equipment loan

$1.4M

Diagnostic equipment purchase using collateral- freed up working capital constraint

✓ Reduced cash flow pressure — capital freed for operations

"As a lender, I appreciate when a deal shows up with LendCraft's fingerprints on it. The underwriting package is clean, the story makes sense, and the numbers hold up. It makes our process faster and our decisions easier."

— Senior VP, Commercial Lending Division

"LendCraft spoke lender and operator in the same sentence. They pulled our numbers and story into a package that actually got read — and funded. We'd tried three other routes before this."

— Principal, Regional Multifamily Operator

COMPLIMENTARY ADVISORY SESSION

THE CAPITAL READINESS SESSION

A structured, 20-minute working session — not a sales call.

You leave with clarity on your capital options regardless of whether we work together.

Capital Readiness Score

Quick questionnaire to help us assess your funding readiness and surface any issues preventing funding approval.

Deal Assessment

We review your financials, deal thesis, and current profile. You get an honest read on what lenders will see — the strengths and the red flags.

Valued at $500+ as a standalone financial review

Capital Path Map

Your three most fundable options ranked by speed, cost, and fit — with specific lender types and deal structures identified for your situation.

Valued at $750+ as a capital strategy consultation

Readiness Scorecard.

A plain-language summary of what's working in your profile, what needs to be fixed, and the sequence to address it — whether you move forward with us or on your own.

Valued at $350+ as a fundability assessment

@1600+-in advisory value - delivered at no charge

COMMON QUESTIONS

Straight Answers

If something isn't addressed here, ask during your session. No question is too basic.

What does "complimentary advisory" actually mean?

The consultation costs you nothing. LendCraft is compensated through referral arrangements with licensed lending partners — disclosed before any referral is made. You pay us nothing directly, at any stage.

What deal sizes do you work on?

Primarily $500K to $25M — single transactions, portfolios, or operating company financings. For business working capital, we work on smaller deals starting at $10K when the situation fits our lender network.

Can you help if I already have a term sheet?

Yes. We frequently benchmark active term sheets against the market, surface negotiation points, and identify better-fit alternatives. You don't have to start from scratch to benefit from a second opinion.

Do you replace my existing banking relationships?

Not necessarily. In many cases we work alongside your bank — to expand their appetite, add a parallel lender, or fill gaps your primary bank can't cover. We don't require exclusivity.

What if my credit or profile isn't ready to apply?

We'll tell you that in the session — clearly, and with a specific roadmap. We also have a structured program for credit-challenged and fundability-weak profiles. The session is useful at any stage.

Where are you located and what markets do you serve?

LendCraft is based in Southern California. We work with clients across the United States. Most advisory work is conducted by phone or video — location is not a constraint.

NEXT STEP

Share Your Deal. We'll Map the Capital Path

Whether if it is a business funding need or a real estate deal...

One conversation. Clear next steps. No obligation — and no charge for the advisory session.

✦ Complimentary consultation ✦ No obligation ✦ Candid feedback regardless of outcome ✦ Clear next steps within 24 hours

Commercial loan referral and capital advisory for serious business operators and real estate investors.

PROGRAMS

  • Business Funding

  • Real Estate Capital

  • From Denied to Funded System

  • About

  • Privacy Policy

  • Terms & Conditions

CONTACT

LendCraft Capital Advisors LLC provides complimentary capital advisory consultations as part of its commercial loan referral services. LendCraft is not a lender, credit counselor, or credit repair organization. Advisory services are provided at no charge. Compensation is received exclusively through referral arrangements with licensed lending partners, as disclosed prior to any referral. All financing is subject to lender approval. Terms and availability vary. Results referenced on this page are representative examples only and do not constitute a guarantee of future performance or funding outcomes. Individual results will vary based on transaction specifics, borrower profile, and market conditions.

© 2026 LendCraft Capital Advisors LLC. All rights reserved.